Health, Dental, Vision & Life Insurance Costs

For the year starting October 1, 2023, the MONTHLY premium breakdown on health, dental, and vision insurance is as follows:

Health Insurance

TMLiebp HealthCity's ContributionEmployee's ContributionTotal Premium
 Annual City Contribution
Employee only
$724.96$0$724.96$8,6993.52
Employee and Spouse$1318.91$439.64$1758.54$15,826.86
Employee and Child(ren)$952.79$317.60$1270.38$11,433.42
Family$1575.69$525.23$2100.92$18,908.28


Dental Insurance

TMLiebp DentalCity's ContributionEmployee's ContributionTotal Premium
Annual City Contribution
Employee only$30.72$0$30.72$368.64
Employee and Spouse$54.14$18.05$72.18$649.62
Employee and Child(ren)$49.50$16.50$66.00$594.00
Family$69.05$23.02$92.06$828.54


Vision Insurance

TMLiebp VisionCity's ContributionEmployee's ContributionTotal Premium
Annual City Contribution
Employee only$8.93$0$8.93$107.16
Employee and spouse$12.73$4.24$16.97$152.76
Employee and child(ren)$13.40$4.46$17.86$160.80
Family$17.09$5.69$22.78$205.08


Life Insurance

In addition, the City will provide $25,000 life insurance coverage for every regular full -time employee. Employees are able to purchase additional coverage and limited coverage for dependents.

Optional Additional Life Insurance Rates

Cost per Month at this Benefit Level

Age$/thousand and AD&D10K20K30K40K50K
<=290.1$1$2$3$4$5
30-340.102$1.02$2.04$3.06$4.08$5.10
35-390.113$1.13$2.26$3.39$4.52$5.65
40-440.157$1.57$3.14$4.71$6.28$7.85
45-490.214$2.14$4.28$6.42$8.56$10.70
50-540.347$3.47$6.94$10.41$13.88$17.35
55-590.554$5.54$11.08$16.62$22.16$27.70
60-640.743$7.43$14.86$22.29$29.72$37.15
65-691.303$13.02$26.06$39.09$52.12$65.15
70-742.813$28.13$56.26$84.39$112.52$140.65
75-995.597$55.97$111.94$167.91$223.88$279.85